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Vol. 6 No. 2 (2026) • Artikel
Open Access

Paparan Media Sosial, Gaya Hidup Hedonis, Dan Pengelolaan Keuangan Mahasiswa: Peran Mental Budgeting Di Kota Kupang

Amelia Theofrida Mali
Universitas Katolik Widya Mandira
Stanis Man
Universitas Katolik Widya Mandira
Engelbertus Gloria Christy Watu
Universitas Katolik Widya Mandira
Published: May 28, 2026 Pages: 97-111
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Abstract

Student financial management is increasingly important because social media exposure and lifestyle-oriented consumption may shape spending decisions. This study examines the effects of social media exposure and hedonic lifestyle on student financial management in Kupang City and tests the role of mental budgeting. A quantitative design was applied to 102 students from three private universities. Data were collected using a Likert-scale questionnaire and analyzed through descriptive statistics and Partial Least Squares Structural Equation Modeling. The findings show that social media exposure was moderately high, hedonic lifestyle was low, financial management was moderately good, and mental budgeting was good. The structural results indicate that social media exposure and hedonic lifestyle did not significantly affect financial management. Mental budgeting had a positive and significant direct effect but did not moderate the relationships between the independent variables and financial management. These findings highlight the practical need for campus-based financial education focused on budgeting discipline, impulse-spending control, and periodic financial evaluation.

Keywords:
Social Media Exposure Hedonic Lifestyle Student Financial Management Mental Budgeting Financial Behavior SEM-PLS
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Author Biographies
Amelia Theofrida Mali Universitas Katolik Widya Mandira

Program Studi Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira, Kupang, Nusa Tenggara Timur, Indonesia.

Stanis Man Universitas Katolik Widya Mandira

Program Studi Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira, Kupang, Nusa Tenggara Timur, Indonesia.

Engelbertus Gloria Christy Watu Universitas Katolik Widya Mandira

Program Studi Manajemen, Fakultas Ekonomika dan Bisnis, Universitas Katolik Widya Mandira, Kupang, Nusa Tenggara Timur, Indonesia.

How to Cite
Mali, A. T. ., Man, S., & Watu, E. G. C. (2026). Paparan Media Sosial, Gaya Hidup Hedonis, Dan Pengelolaan Keuangan Mahasiswa: Peran Mental Budgeting Di Kota Kupang. Jurnal Sistem Komputer (SISKOM), 6(2), 97-111. https://doi.org/10.63447/siskom.v6i2.1880
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